Aug 13, 2026

Onchain Credit, Money-Market Instruments, Agent Workflow, and Serving Capacity

An educational crypto, finance, and AI vocabulary puzzle about collateral, short-term cash instruments, agent coordination, and model serving.

Onchain Credit Risk

These terms cover collateral levels, account health, liquidation triggers, and borrowing limits.

  • Collateral Ratio: The collateral ratio compares pledged collateral with the debt or exposure it supports.
  • Health Factor: Health factor is a risk score that shows how far a position is from liquidation.
  • Liquidation Threshold: The liquidation threshold is the level at which collateral is no longer enough to keep a position open.
  • Borrow Cap: A borrow cap is the largest amount a protocol or policy allows someone to borrow.

Money-Market Instruments

These terms describe very short-dated instruments and pooled cash products used in treasury management.

Treasury BillRepurchase AgreementCommercial PaperMoney Market Fund
  • Treasury Bill: A treasury bill is a short-maturity U.S. government security often treated as a cash-like instrument.
  • Repurchase Agreement: A repurchase agreement is a short-term loan backed by securities and repaid at a later date.
  • Commercial Paper: Commercial paper is unsecured short-term debt issued by companies to fund working capital.
  • Money Market Fund: A money market fund invests in short-term debt and cash-like instruments.

Agent Workflow

These terms cover instructions, tool use, planning, and scratch-space for intermediate steps.

Tool CallingSystem PromptPlannerScratchpad
  • Tool Calling: Tool calling lets an AI model request a function or external action during a run.
  • System Prompt: A system prompt sets the highest-priority instructions that guide a model's behavior.
  • Planner: A planner breaks a task into steps and chooses the next action.
  • Scratchpad: A scratchpad is a temporary place for intermediate reasoning, notes, or state.

Serving Capacity

These terms cover queue management, smaller batches, temporary warm capacity, and routing decisions.

MicrobatchingQueueingWarm PoolLoad Balancing
  • Microbatching: Microbatching groups a small number of requests together to improve hardware efficiency.
  • Queueing: Queueing is the process of lining up requests until capacity is available.
  • Warm Pool: A warm pool is reserved capacity kept ready so new requests can start quickly.
  • Load Balancing: Load balancing distributes requests across available workers to keep utilization even.