A daily crypto, finance, and AI vocabulary puzzle about reserves, borrowing, agent workflows, and cross-chain controls.
Stablecoin Backing
These terms explain how a stablecoin stays near its target value and how backing is checked.
- Reserve Ratio: Reserve ratio describes how much backing is held relative to the amount of a stablecoin in circulation.
- Proof of Reserves: Proof of reserves is a report or process meant to show that an issuer or custodian holds the assets it claims to hold.
- Redemption Window: A redemption window is the period when holders can exchange a token for the referenced asset or backing.
- Peg Band: A peg band is the range around a target price where a stablecoin is still considered close to its peg.
DeFi Credit Safety
These terms describe how loan health is measured and when positions become eligible for liquidation.
- Collateral Factor: Collateral factor is the fraction of an asset's value that can usually be counted toward borrowing capacity.
- Health Factor: Health factor is a score that shows how safely a borrowing position is collateralized relative to its debt.
- Liquidation Threshold: The liquidation threshold is the collateral level at which a borrowing position becomes eligible for liquidation.
- Borrow Limit: A borrow limit is the ceiling on how much value can be borrowed against a given collateral position.
AI Agent Workflow
These terms cover the steps an agent uses to fetch context, choose actions, and emit structured replies.
- Tool Calling: Tool calling is when an AI model sends a structured request to an external function, API, or service.
- Retrieval: Retrieval is the step where a system finds documents, facts, or records that may help answer a query.
- Planner: A planner is the component that selects or organizes the next action in a multi-step agent workflow.
- Structured Output: Structured output is model output formatted to match a known schema such as JSON or another predictable layout.
Chain Safety Controls
These terms describe shared permissions, data freshness, and bridge exposure.
- Multisig: A multisig wallet requires approvals from multiple keys to execute actions, reducing single-key compromise risk.
- Oracle Lag: Oracle lag is the delay between a real-world event and the updated data reaching a protocol.
- Contract Approval: A contract approval lets a smart contract move a user's tokens up to an allowed limit.
- Bridge Risk: Bridge risk is the security and operational exposure that comes with moving assets across chains.