Category

DeFi Credit Monitoring

These terms explain how lending systems monitor collateral coverage, utilization, borrower concentration, and unpaid interest.

How to recognize this theme

Signals that help track borrowing and collateral health on-chain.

In a daily board, this category groups terms by their shared role. Look for four cards that describe the same mechanism, risk area, or workflow rather than four words that merely sound similar.

Educational context

These entries are vocabulary notes for learning. They are not project endorsements, token recommendations, exchange rankings, or trading signals.

Collateral Coverage Ratio

A collateral coverage ratio compares the value of pledged collateral with the amount borrowed or otherwise owed.

Borrow Utilization Rate

Borrow utilization rate measures how much supplied lending liquidity has been borrowed relative to the total available pool.

Risk Tier Bucket

A risk tier bucket groups borrowers, assets, or positions by similar risk characteristics for monitoring and limit setting.

Accrued Interest Index

An accrued interest index tracks how borrowing or lending balances change as interest accumulates over time.